There are many men that when they pass a certain age lose their way. Statistics show that divorce rates and depression for men after 50 are growing with male suicide rates now peaking after 50. Little is known as to the reason why but my best guess is that many men turn to this decade of life, join the empty nest then look around and say, “now what?”.
Looking back there were once dreams of big jobs, big houses, big bank accounts, and small waistlines. Instead for many men we look around and find life has not quite turned out as expected.
“Retirement is coming but I have no plan”
“Our child-centered marriage has changed and left my wife and me with little in common”
“Our friends were based on our child circle and they have moved on”
“The job of my dreams is now just a grind”
“The body I see in the mirror is of an old man. The athlete in me is gone”
“Now what?” “Now what?”
Most men by nature keep these deep fears to ourselves and avoid sharing. If not addressed properly these inner demons can grow toxic leading to despair, poor health and broken relationships.
Wake up, brothers! These can be the best of times as you dig deep into the new you. You can get on track to retire with dignity with some intense actions. You can fall even more deeply in love with your wife as you discover the joy of pursuing her again. You can use your new time to find renewed joy in your current work or perhaps a new path to a dream you thought would never happen. You now can take time to honor your body with a turn to a new level of health.
The truth is that in this day with information and examples of success so easy to find there is no excuse for not educating ourselves, setting new goals and then taking massive action to make it happen.
Fifty and beyond does not mean life’s journey is coming to an end. Instead, it can be a time to spring into an even more fulfilling life. Make the decade of your 50s the best years of your life with even more joy to come. Go for it!
“If you want to live like no one else tomorrow, you have to live like no one else today” -Dave Ramsey
A saw a statistic the other day that said the average American consumer is carrying over $7,000 in credit card debt. The skyrocketing cost of college has also resulted in student loan debt at 44 trillion dollars with an average debt load of $37,172 for each person. These numbers do not include other debt “normal” people carry including a mortgage and a car. Add all of these elements together and you can understand the pressure people are feeling regarding their finances.
It seems most folks see debt as just a part of life. “You will always have a car, credit card, and a house payment”
Is this statement true? Why!
Having been 100% debt free now for four years and I can without a doubt say it does not have to be that way. It is possible to get out of debt and to stay that way.
Really, since being out of debt I find it very hard to imagine digging a new hole for my future. Lord willing I will never have debt again.
So how do you live a life without debt? Really it is a matter of mindset followed by habit.
Here is the simple solution:
- Don’t buy stuff you can’t afford
- Don’t buy stuff you don’t need
- Live below your means
- Save Automatically
- Marry right
- Chose your career wisely
- Learn to enjoy free stuff
- Save today for the future you want twenty + years from now
- Be content and grateful for what you have
- Never stop learning
The keys to a debt free live are there for everyone to grab. Now that I am there, I wonder why I ever lived my life any other way.
You can open this door as well with some planning, education and time. Just listen to the stories from Dave Ramsey callers for a week and I guarantee you will leave believing you can do it.
Why are you waiting?
In the organization, he was at this time, not a CEO or anything like that but he was a high-level manager with a lot of responsibility. He was also very respected by his team and I could tell was a solid leader.
He had a career that was well done.
- $100 sodas or fancy coffee ($5×20)
- $160 lunch ($8×20)
- $80 Snacks ($2×20)
- $50 Gym Membership
- $12 Netflix
- $10 Spotify
- $12 Premium cable channel upgrade
My wife’s smile
Dirt between my toes
|That is me at the bottom right|