be debt free

Planning to win

Imagine you are standing at the end of a washed out bridge with people blindly driving your way all unaware of the fate that will behold them if they do not change their direction right away. You would, at the best of your ability, do all you could to get them to stop and go …

Chasing Success

Many years ago when I was a young man new in the corporate world met a fellow that was just about to retire. I remember he was super old like 55 or something (I am 50 now) and had a plan to hike the Appalachian trail. I do not recall his position with the company …

How Diet Coke almost stole my retirement dreams

I still remember the day I realized that my daily diet coke habit was stealing my retirement dreams. At the time, Coke was running a promotion using a code from a bottle cap to get prizes. You would save your cap, enter the number on a website and points would add up for something fabulous. …